Data Protection Act
G.A Finance and Leasing Limited are registered with the Data Protection Commissioner and fully comply with its legal obligations and principles set out in the 1998 Data Protection Act.
The Act ensures that all of your personal information is handled with the utmost confidentiality and only used for the purpose for which it was collected for. We also stride to keep your data as accurate as possible and therefore should any of your details or circumstances change we will immediately amend our databases and records after being informed by you.
It is also within your rights to receive a copy of any information held by us about you after you have paid the appropriate administration fee.
Uses of Data
It is necessary for us to obtain some of your personal information if you are purchasing our products and services. This information will not be sold or distributed to any third parties without your full consent. During our data collection, we may wish to obtain some more of your personal information however you are not obliged to supply this inforamation. Once we have obtained your information we will be able to (with your full consent) provide you with additional information regarding our company and products. We may also collect demographic and profile data in aggregated form in order to assess our advertising effectiveness and understand our customer’s preferences.
Your personal information will be treated with privacy and confidentiality and will not be disclosed to anyone apart from in four unique cases permitted by the law.
1. Where legally required
2. If we are obliged to as a duty to the public
3. In order to protect our interest (this doesn’t mean for marketing purposes)
4. If you request or consent to it.
The Automated Logging of Data
Our website enables us to recognize your Internet Protocol (‘IP’) address for administrational reasons and so we can identify you. This may be used to collect demographical data as well as monitor the frequency of your visits.
Cookies transfer files from the website to the hard drive of your computer, this can be used to track your activities from our website. Our website contains no such cookies.
Using Your Personal Information
The details we are given by you will be used in conjunction with the service you have applied for and general administration purposes. On occasion, we may feel we or certain third parties offer a product or service that will be beneficial to you. In order to highlight such products or services we may contact you through various means of communication. However, you are under no obligation to accept or use any of the product or services offered. Nonetheless, if you prefer to not receive any of this information please inform us by writing to:
GA Finance & Leasing Ltd
29A Grosvenor Road
Your individual interest and protection is important to us. In applying for credit we use a method of ‘credit scoring’ in order to assess your application. This should ensure that you’re able to re-pay the due amount on schedule as well as allow us to fulfil our commitments to you in being a responsible lender.
In order to aid this process we will search your record at certain Credit Reference Agencies. This will be placed on your credit file record and hence seen by other organisations searching your credit references. It is necessary that we obtain accurate information from you and we will check with fraud prevention agencies.
We understand that aspects of your personal information contain ‘sensitive data’ which will remain classified unless you have given your explicit consent. Sensitive data includes ethnic origin, political opinion, religious beliefs, sexual life and criminal proceedings and offences. It is possible that transactions that you make on a card account may cause sensitive details to appear on your statement and we understand this is with your consent.