Conditions of Use

Acceptance of terms

These are the website terms and conditions ("Terms and Conditions") of GA Finance and Leasing Limited.  Please read these Terms and Conditions carefully, they set out the basis on which you can use this website (the "Site") and the information contained within it.  They protect you as a user of the Site and prevent the Site from being used for any illegal or unauthorised purposes.

By proceeding with access to this Site you are deemed to have accepted these Terms and Conditions including our Privacy Policy and Cookie Policy.  If you do not wish to be bound by these terms you should not use this site.

Information on our site

GA Finance and Leasing Limited will endeavour to ensure that the information on the Site is accurate and helpful at all times.  However, we cannot ultimately warrant the accuracy of that information and cannot be held liable for any use or reliance you make of or put on it except as specifically agreed with us in any further agreement we may make with you in writing.

The information contained on the site is general in nature, and is intended as a guide only to the types of products and services offered by GA Finance and Leasing Limited.  Users are advised to consult with GA Finance and Leasing Limited and to check any product or service information for specific criteria.

Use of our site

You must not under any circumstances seek to undermine the security of this Site or any information submitted to or available through it.  In particular, but without limitation, you must not seek to access, alter or delete any information to which you do not have authorised access, seek to overload the system via spamming or flooding, take any action or use any device, routine or software to crash, delay, damage or otherwise interfere with the operation of this Site or attempt to decipher, disassemble or modify any of the software, coding or information comprised in this Site.

You are solely responsible for any information submitted by you, to our site.  You are responsible for ensuring that all information supplied by you is accurate, up-to-date and not misleading or likely to mislead or deceive.

Intellectual property

The copyright in the content and material contained on, in, or available through this Site including without limitation all information, data, text, photographs, graphics or other materials and the selection and arrangement thereof, and all source code, software compilations and other material ("Material") is owned by or licensed to GA Finance and Leasing Limited, its group companies or affiliates.  All rights are reserved.  You do not have any right, interest or title in or to the Material unless otherwise expressly indicated.

The trademarks, service marks and logos ("Trade Marks") contained on or in this Site are registered and/or owned by or licensed to GA Finance and Leasing Limited, its group companies or affiliates.

You may not reproduce part or all the contents of the Site in any form unless it is for personal and non-commercial use.  Except as specifically authorised above, you may not copy or otherwise incorporate into or store in any other website electronic retrieval system, publication or other work any of the Material in any form (whether hard copy, electronic or other).  You may not frame or link to the Site or any part of it without our express permission.

Save as expressly stated or as necessary to view, print or download extracts of the Material for personal and non-commercial use, none of the Trade Marks or Material may be copied, edited, varied, reproduced, published, displayed, distributed, stored, transmitted, commercially exploited or disseminated in any form whatsoever without the prior written consent of GA Finance and Leasing Limited.  You agree to indemnify and keep indemnified, us, our officers, directors, agents, licensors, successors and assigns against all liabilities, costs, losses, damage and expenses, including without limitation legal fees incurred by us should you breach any of the terms of this section (Intellectual Property).

Links to third party sites

This Site may include links to other websites which are not owned, operated or controlled by GA Finance and Leasing Limited ("Third Party Websites") provides you with such links solely for your convenience.  The inclusion of such links does not mean or imply that GA Finance and Leasing Limited endorses the Third-Party Websites, its availability or contents or any agreement or understanding you enter with a third party through a Third-Party Website. GA Finance and Leasing Limited does not any liability for any loss, damage, expense, costs or liability whatsoever incurred by you in respect of these Third-Party Websites.

Disclaimer / Liability

Use of this Site, Third Party Websites, links to the Third-Party Websites and any information available via the Site is at your own risk, To the maximum extent permitted by law GA Finance and Leasing Limited disclaims all liability whatsoever, whether arising in contract, tort (including negligence) or otherwise in relation to this Site.  Third Party Websites, links to Third Party Websites and information available via the Site.

We endeavour to ensure that the Site operates correctly at all times, but we make no warranties as to the availability or accessibility of the Site, and (save as otherwise set out in these Terms and Conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the Site.

GA Finance and Leasing Limited will not be liable, in contract, tort (including, without limitation, negligence), under statute or otherwise, as a result of or in connection with this Site, any Third Party Websites, links to Third Party Websites, the information or any products or services offered on or through this Site or Third Party Website, whether by GA Finance and Leasing Limited or on its behalf, for any:

  • (a)  Economic loss (including, without limitation, loss of revenues, profits, contracts, business or anticipated savings); or
  • (b)  Loss of goodwill or reputation; or
  • (c)  Special or indirect or consequential loss.

If GA Finance and Leasing Limited is liable to you directly or indirectly in relation to this Site, any Third-Party Websites, links to Third Party Websites, information on the Site or any products or services offered on or through this Site or Third-Party Website that liability (howsoever arising) shall be limited to £100.

GA Finance and Leasing Limited will not be liable for any loss, damage, expense, costs, delays or other liability whatsoever (including without limitation any financial losses such as loss of profit) which may incur as a result of any event beyond our reasonable control (including without limitation any failure of transmission, communication, computer or other facilities or your inability to access the Site for any reason or any failure, error or delay in the sending or receiving of any notice or communication or instruction through the post or any electronic medium).

Nothing in these Terms and Conditions shall be construed as excluding or limiting the liability of GA Finance and Leasing Limited or its group companies for death or personal injury caused by its negligence or for any other liability which cannot be excluded by English law.

Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

Status Disclosure

GA Finance and Leasing Limited is a credit broker and not a lender.  GA Finance and Leasing Limited is authorised and regulated by the Financial Conduct Authority for consumer credit FCA no. 680762.