Couple holding keys and with new car New car

Excellent Credit Rating

This is purely a guideline, Lenders do have the right to adjust their lending criteria

Minimum Applicant Age at the Start of the Agreement: 21 Years
Maximum Applicant Age at the End of the Agreement: 80 Years


Residency – Minimum: 2 years
Current Residential Status: Homeowners,
Tenants
and Living with Family
Loan Term – Minimum (months): 12
Loan Term- Maximum (months): 60
Loan Amount – Minimum: £2,500
Loan Amount – Maximum: Homeowners - £100,000
Tenants and Living with Family - £50,000
Products Offered: Hire Purchase,
Lease Purchase
Max Vehicle Age at the End of the Agreement: Hire Purchase 15 years
Lease Purchase 8 years
Vehicle Mileage: Max 120K at the Start of the agreement

Equifax Minimum Risk Navigator Scores:

Excellent Generally this is an Equifax score between 500 – 700

Please be aware that these scores are at the discretion of the lender and do change other factors such as affordability will also determine your application

Am I Eligible